Operating a fitness facility is extremely demanding, especially with the consistent ebb and flow of fitness trends. The health club sector is extremely competitive, and not all facilities will succeed. When you want to improve your chances, you need to choose the best of the best, including equipment, class offerings, prices, hours and, of course, insurance.

Custom-Crafted Fitness and Health Club Policies

From pools and spas to workout equipment and weight rooms.

As a field with heavy equipment costs and an increased risk of bodily injury, the coverage limits in traditional commercial policies may leave you and your business vulnerable. From pools and spas to workout equipment and weight rooms, there are many potentially-hazardous spaces in your fitness center that likely don’t apply to a run-of-the-mill office building. In order to ensure every accident, incident or potential issue is covered, you need insurance designed to excel in the fitness and health arena.

FitSecure is an industry leader in fitness-oriented insurance, offering coverage options designed to fit the specific risks relevant to your business. Instead of leaving you vulnerable to liability with a policy that doesn’t quite complement the business operations you have in mind, we’ll help you stay covered with a plan specifically suited to your needs. We function exclusively within the fitness industry, providing you with reliable insurance protection, no matter the specifics of your property.

One-on-One Agent Resources

When you call FitSecure, we’ll build a custom policy from the ground up.

Small business owners have extensive expertise in many different areas, from accounting to marketing. However, insurance often isn’t one of them. We realize that many health club and fitness center proprietors don’t necessarily understand the inherent risks that come with health club operations. That is why we’re here to help. Our dedicated agents are experts in the industry, and we’re prepared to help you implement a protection plan that will shield you from even the most unlikely of circumstances.

When you call FitSecure, we’ll build a custom policy from the ground up, just for you. One of our agents will come to your facility, working on the ground with you to determine exactly what kind of coverage you need. We’ll also help you to identify pain points and areas of risk to ensure you are educated and involved, every step of the way.

Extensive Key Coverage Options

In order to best protect your business from any potential risk, we offer a full suite of coverage options centered around your facility’s needs.

• Professional Liability for physical training, fitness and nutritional counseling
• Abuse and Molestation Liability
• Coverage for tanning and massage services
• Liability Coverage for climbing walls, water slides and other unique activities
• Professional Liability for licensed daycare or childcare services
• Participant Liability for sponsored teams, leagues or tournaments

Additional Important Features

• Expanded property coverages for money and securities, outdoor signs, valuable papers, records and more
• Comprehensive General Liability
  • Premises and Products Liability
  • Property Damage Liability
  • Personal and Advertising Injury Liability
• Property Coverage for your Building and Contents
• Business Income and Extra Expense
• Inland Marine Coverage for your equipment
• Auto-Owned, Hired and Non-Owned

Supplementary Coverage Available

• Employment Practices Liability
• Employee Benefit Liability
• Commercial Umbrella Liability
• Liquor Liability
• General Liability Plus – Broader General Liability protection with increased limits for supplementary payments, automatic additional insured status for certain eligible persons or entities and more
• Business Auto Plus – Greater coverage for your business automobile, which also saves you money by including a number of valuable coverage extensions on one form

Get a Quote Today!

Without the right insurance coverage for your fitness center or health club, you may be inadvertently risking ongoing concern. Instead of allowing your business to crumble under a single ill-timed lawsuit, ensure that you have the preferred coverage for your business with FitSecure. With a focus on superior quality and service within the fitness industry, we’re here to provide the protection you need. Call today to get a customized quote!
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